【為將來累積財富，仲可以扣稅賞自己？】
而家投保滙豐聚富入息延期年金計劃，預計年金回報高達3.4%~，夫婦仲可以合併扣稅高達港幣$20,400元*，至少扣足5年**！記得3月底前投保，咁就趕得切申請19/20年度扣稅㗎喇！首年保費折扣高達13%^，仲唔快啲預埋你嘅另一半？
【Accumulate wealth for the future, and reward yourself now with a tax deduction】
When you take out an HSBC Income Goal Deferred Annuity Plan, you can get a potential return of up to 3.4%~ – and if you’re married, you can claim a tax deduction of up to HKD 20,400* for at least 5 years**! Apply before the end of March this year to enjoy first year premium discount up to 13%^ and your first tax savings for 19/20 tax year. #及早為退休準備 #慳足5年先穩袋 #承諾之後才是承諾開始 #滙豐保險 ~「預計總回報」由保證年金金額和非保證特別奬賞組成。只供説明之用，實際回報可高於或低於例子所展示的數字。上述例子的內部回報率計算是以40年的保單期計算，保單貨幣為美元並假設，(i) 受保人為26-50歲，(ii) 保費分五年以年繳方式繳付、儲蓄期為25年、年金期為15年 。 *假設夫婦合併報税之納稅人於課稅年度內每年繳付的「合資格延期年金保費」總計為港幣120,000元，並按累進稅率中最高稅率(17%)繳交個人入息稅 。並且每名夫婦合併報税的納稅人所申請的扣除額不超過個人上限。 **只有在有關年度就合資格延期年金計劃的基本計劃繳付的保費方可被考慮獲扣除，最終乃取決於稅務局。
^折扣優惠至2020年3月31日並受推廣條款及細則約束。
此計劃是一份具備儲蓄及分紅成分的延期年金保險計劃，並非等同於或類似任何類型的存款。由滙豐人壽保險（國際）有限公司(「滙豐保險」承保並受其信貸風險所影響，早期退保或會招致損失。有關產品條款及細則請參閱產品冊子。
由滙豐人壽保險（國際）有限公司（註冊成立於百慕達之有限公司）刊發。 ~ The projected benefit consists of both guaranteed annuity payment and non-guaranteed Special Bonus, and is for illustration purposes only. The actual benefit may be higher or lower than the amount quoted. The example is based on the assumption of a USD denominated policy with policy period of 40 years and it is assumed that (i) the life insured aged 26-50; (ii) premiums are payable over 5 years in annual mode, accumulation period is 25 years and annuity period is 15 years * Based on the highest rate (17%) of progressive tax rates and a taxpaying couple paying HKD120,000 of qualifying deferred annuity premium during the year of assessment. For the taxpaying couple, the deductions claimed by each taxpayer do not exceed the individual limit. ** Only the premiums paid for the basic plan of a qualifying deferred annuity policy in a year of assessment may be eligible for tax deduction, subject to discretion of Inland Revenue Department. ^ Discount offer valid until 31 Mar 2020. Promotional terms and conditions apply. This is a deferred annuity insurance policy with savings element and dividend. The Plan is underwritten by HSBC Life (International) Limited (“HSBC Life”), and is not equivalent or similar to any kind of bank deposit. Policyholders are subject to HSBC Life’s credit risk and early surrender loss. Please refer to the product brochure for the terms and conditions of the Plan.
Issued by HSBC Life (International) Limited (Incorporated in Bermuda with limited liability). 展开
而家投保滙豐聚富入息延期年金計劃，預計年金回報高達3.4%~，夫婦仲可以合併扣稅高達港幣$20,400元*，至少扣足5年**！記得3月底前投保，咁就趕得切申請19/20年度扣稅㗎喇！首年保費折扣高達13%^，仲唔快啲預埋你嘅另一半？
【Accumulate wealth for the future, and reward yourself now with a tax deduction】When you take out an HSBC Income Goal Deferred Annuity Plan, you can get a potential return of up to 3.4%~ – and if you’re married, you can claim a tax deduction of up to HKD 20,400* for at least 5 years**! Apply before the end of March this year to enjoy first year premium discount up to 13%^ and your first tax savings for 19/20 tax year. #及早為退休準備 #慳足5年先穩袋 #承諾之後才是承諾開始 #滙豐保險 ~「預計總回報」由保證年金金額和非保證特別奬賞組成。只供説明之用，實際回報可高於或低於例子所展示的數字。上述例子的內部回報率計算是以40年的保單期計算，保單貨幣為美元並假設，(i) 受保人為26-50歲，(ii) 保費分五年以年繳方式繳付、儲蓄期為25年、年金期為15年 。 *假設夫婦合併報税之納稅人於課稅年度內每年繳付的「合資格延期年金保費」總計為港幣120,000元，並按累進稅率中最高稅率(17%)繳交個人入息稅 。並且每名夫婦合併報税的納稅人所申請的扣除額不超過個人上限。 **只有在有關年度就合資格延期年金計劃的基本計劃繳付的保費方可被考慮獲扣除，最終乃取決於稅務局。
^折扣優惠至2020年3月31日並受推廣條款及細則約束。
此計劃是一份具備儲蓄及分紅成分的延期年金保險計劃，並非等同於或類似任何類型的存款。由滙豐人壽保險（國際）有限公司(「滙豐保險」承保並受其信貸風險所影響，早期退保或會招致損失。有關產品條款及細則請參閱產品冊子。
由滙豐人壽保險（國際）有限公司（註冊成立於百慕達之有限公司）刊發。 ~ The projected benefit consists of both guaranteed annuity payment and non-guaranteed Special Bonus, and is for illustration purposes only. The actual benefit may be higher or lower than the amount quoted. The example is based on the assumption of a USD denominated policy with policy period of 40 years and it is assumed that (i) the life insured aged 26-50; (ii) premiums are payable over 5 years in annual mode, accumulation period is 25 years and annuity period is 15 years * Based on the highest rate (17%) of progressive tax rates and a taxpaying couple paying HKD120,000 of qualifying deferred annuity premium during the year of assessment. For the taxpaying couple, the deductions claimed by each taxpayer do not exceed the individual limit. ** Only the premiums paid for the basic plan of a qualifying deferred annuity policy in a year of assessment may be eligible for tax deduction, subject to discretion of Inland Revenue Department. ^ Discount offer valid until 31 Mar 2020. Promotional terms and conditions apply. This is a deferred annuity insurance policy with savings element and dividend. The Plan is underwritten by HSBC Life (International) Limited (“HSBC Life”), and is not equivalent or similar to any kind of bank deposit. Policyholders are subject to HSBC Life’s credit risk and early surrender loss. Please refer to the product brochure for the terms and conditions of the Plan.
Issued by HSBC Life (International) Limited (Incorporated in Bermuda with limited liability). 展开
